Most everyone loves a good guarantee, right? This is especially true where retirement income is concerned. The more guaranteed income you have, the less pressure there is on your portfolio to perform.
There are several options available to you when you’re considering some type of guaranteed income. The questions is this: who is making the guarantees? And what are the conditions you have to fulfill in order to get them?
This week I take a deep dive straight into the different options you may want to consider. Where might annuities fit into your plan (if at all)? What about Social Security? And how do you make sense of it all? Learn all about it on this week’s episode of CAPitalize Your Finances!
Important Information:
The information provided should not be considered specific tax, legal, or investment advice and is not specific to any individual’s personal circumstances.
You should always seek counsel of the appropriate advisor prior to making any investment decision. All investments are subject to risk including the loss of principal. This material was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed.
No client or prospective client should assume that the presentation (or any component thereof) serves as the receipt of, or a substitute for, personalized advice from CAPitalize Your Finances or from any other investment professional.
Insurance services offered through LPL Financial or its licensed affiliates. CA Insurance Lic. #0518721
Annuities are long-term investment products designed for retirement purposes. Guarantees are based on the claims-paying ability of the issuer subject to their terms and conditions. Early withdrawals may be subject to surrender penalties and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Annuities are not FDIC insured. Certain terms and conditions apply, so please read insurance company materials carefully.
CAPitalize Your Finances is not affiliated with or endorsed by the Social Security Administration or any government agency. For more information about Social Security benefits, visit the SSA website at www.ssa.gov, or call (800) 772-1213.
Christopher Panagiotu is a registered representative with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. The investment professionals are affiliated with LPL Financial and are conducting business using the name CAPitalize Your Finances, a separate entity from LPL Financial. LPL 1-05280263 (5/22)